Start Your Home Journey with the Right Lender

Before you start scrolling through listings and picturing life in your new home, there’s one essential step: talk to a mortgage lender first. Knowing what you can afford (and getting that information in writing) can make the difference between a smooth buying experience and a stressful one.

Why It Matters

A lender will help you understand your true budget, which protects you from falling in love with a home that’s out of reach or missing out on one that fits perfectly within your means. They’ll also guide you through loan options and what works best for your financial situation.

Pre-Qualification vs. Pre-Approval

• Pre-Qualification is an early estimate based on self-reported information about your income, debts, and credit. It’s helpful for a general idea, but it’s not a guarantee.

• Pre-Approval is a stronger step. The lender verifies your financial documents and credit report, which gives you a clear, accurate number… and makes your offer much more competitive in today’s market.

Trusted Lenders, Personally Recommended

I’ve compiled a list of mortgage lenders and brokers I know, trust, and have worked with successfully. These are professionals who understand the local market and share my commitment to excellent service.

Shop Around

While I trust the names on this list, it’s smart to compare rates and programs from more than one lender. A little research upfront can save you thousands over the life of your loan.

Your next step? Connect with a lender today and get pre-approved before you start house hunting. It’s the easiest way to shop with confidence.